How much does a notary cost in Spain?

Notary fees in Spain range from 0.5% to 1% of the purchase price, typically EUR 600-1,200 for an average transaction (as of Q2 2026, source: notariado.org). The fee scale is set by law via the Consejo General del Notariado and depends on the purchase price, not on which notary you choose. The buyer pays the notary by default, unless contractually agreed otherwise.

What is the difference between ITP and IVA on Spanish property?

ITP (Impuesto sobre Transmisiones Patrimoniales) applies to resale property and varies per autonomous region (6% in Madrid, 7-8% in Andalusia, 10% in Catalonia and Valencia, 8-13% progressive in the Balearics, as of Q2 2026, source: agenciatributaria.gob.es). IVA (Impuesto sobre el Valor Añadido) is 10% VAT on new-build, plus AJD stamp duty of 0.5-1.5%. Total tax burden: new-build typically 11.5%, resale 6-10%.

Which buying costs are deductible on resale?

When you later sell, you can add ITP/IVA, notary, land-registry, legal fees, and mortgage origination fees to the purchase price when calculating capital gains (plusvalía). This lowers Spanish capital-gains tax (19% for EU residents, 24% for non-EU as of Q2 2026, source: agenciatributaria.gob.es). Keep all invoices and escritura documents for at least 10 years.

Who pays the plusvalía municipal tax?

The plusvalía municipal (municipal capital-gains tax) is paid by the seller by law, based on the rise in cadastral land value since acquisition. For a buyer, this is therefore not a buying cost. Following a Tribunal Constitucional ruling in 2021 (and a 2021 law revision), this tax can only be levied if the property actually appreciated — verify this at settlement (source: boe.es).

Spain Property Buying Costs 2026

How much ITP do I pay in Andalusia?

Andalusia applies a 7% ITP rate on resale property, after the 2021 rate cut (from 8% to 7%). This applies to all resale homes regardless of price and is one of the lowest rates in Spain. New-build is exempt from ITP but subject to 10% IVA plus 1.2% AJD stamp duty (as of Q2 2026).

Bron: agenciatributaria.gob.es

What are new-build buying costs in Spain?

New-build costs in Spain comprise: IVA 10% (VAT), AJD 0.5-1.5% (stamp duty, varies by region), notary 0.5-1%, land registry 0.3-0.5%, and legal fees 1-1.5%. Total new-build costs typically run 12-14% on top of the purchase price. For a EUR 400,000 new-build, that's roughly EUR 48,000-56,000 extra (as of Q2 2026).

Bron: agenciatributaria.gob.es

Who pays plusvalía on a Spanish sale?

The plusvalía municipal (municipal capital-gains tax) is paid by the seller by law, based on the rise in cadastral land value since acquisition. Following a Tribunal Constitucional ruling in 2021, this tax can only be levied if the property actually appreciated. For a buyer, this is therefore not a buying cost (as of Q2 2026).

Bron: boe.es

Explore further

Browse Spain properties

Current listings across Costa Blanca, Costa del Sol, Balearics and mainland Spain.

See Spain listings

Mortgage calculator Spain & Dubai

See what a Dutch-resident mortgage costs per market, with realistic LTV and rate assumptions.

Calculate your mortgage

Spain vs Dubai property comparison

Costs, taxes, financing, returns, and risks side by side for Dutch buyers.

Compare Spain and Dubai